The Advantages of Choosing a Shell Builder

Shell homes are gaining popularity with home buyers due to rising interest rates and increasing construction costs. Home buyers are electing to take an active role in the construction process to get the most home for the money. A shell builder offers the land owner the opportunity to complete the inside finish once the outside shell is completed.

A Shell homes typically include:

  • Foundation
  • Framing
  • Windows
  • Doors
  • Siding
  • Roofing

The Home buyer -acting as contractor- takes charge of the remaining stages once the shell builder has completed the homes shell. Home buyers using local subcontractors is common and recommended, as the home buyer is generally considered the general contractor for their job. Home buyers can finish the home their way and on their time schedule. In these cases, its common practice for the home buyer to pay in cash for the shell. This eliminates the need for loan fees, closing costs, and establishing a 30 year mortgage.

What about a Turn-key?

A typical turnkey construction is where a dedicated general contractor will complete the home and make ready for occupancy. This typically requires a 30 year mortgage, as the costs of a whole home construction are much higher than most buyers have equity in their current property or cash to spend.